财政援助披露

如果你有任何问题...

...请 电子邮件 经济援助办公室或致电412-365-2781.


政策 & 程序文件 

政策 & 程序信息

财政援助人员 members are responsible for adhering to principles of good practice as mandated by state, 联邦, 以及制度规定, 包括道德操守政策. 财政援助人员, 还有军官, 受托人, and employees of Chatham University who make financial aid decisions for the University must adhere to the following professional standards.

  • Refrain from taking any action for his or her personal benefit.
  • Refrain from taking any action he or she believes is contrary to law, 监管, or the best interest of the students and parents he or she serves.
  • Ensure that the information he or she provides is accurate, 无偏见的, and does not reflect any preference arising from actual or potential personal gain.
  • Be objective in making decisions and advising Chatham University regarding relationships with any entity involved in any aspect of financial aid.
  • Refrain from soliciting or accepting anything of other than nominal value from any entity involved in the making, 持有, 巩固, 或者处理学生贷款, including anything of value (including reimbursement of expenses) for serving on an advisory body. 这包括, 但不限于, 旅行之类的礼物, 酒店或汽车旅馆住宿, 娱乐, 餐厅吃饭, 办公用品, 还有活动门票.
  • Disclose in such a manner as Chatham University may prescribe, any involvement with or interest in any entity involved in any aspect of student financial aid.
  • Institutional award notifications and/or other institutionally provided materials shall include the following:
    1. A breakdown of the individual components of the institution's Cost of Attendance, 指定所有可能的收费.
    2. Clear identification of each award, indicating type of aid, i.e. 赠予援助(助学金、奖学金)、工作或贷款.
    3. 标准术语和定义.
    4. 每个奖项的续期要求.
  • All required consumer information is displayed in a prominent location on the Chatham University website and in any printed materials, 容易识别和找到, 并标注为“消费者信息”."
Refrain from discussing options for or recommending any lender for private loans.

Financial aid (including student loans) is disbursed one semester at a time based on the student’s enrollment at the time of each disbursement. The Office of Financial 援助 Office begins to disburse aid to student accounts approximately 10 days before classes begin for students who have completed the necessary requirements.

贷款期限

贷款期限

最早付款日期

2022夏季ALL

4/25 - 8/19/2022

4/15/2022

2022年夏季1

4/25/ - 6/14/2022

4/15/2022

2022年夏季2

4/25 - 8/5/2022

4/15/2022

2022年夏季3

6/16 - 8/5/2022

6/6/2022

2022年秋天

8/29 - 12/16/2022

8/19/2022

2022年秋季1

8/29 - 10/18/2022

8/19/2022

2022秋季2

10/20 - 12/16/2022

10/10/2022

2023春季ALL

1/4 - 4/21/2023

1/2/2023

2023春季1

1/4 - 2/24/2023

1/2/2023

2023春季2

3/1 - 4/21/2023

2/20/2023

2023夏季ALL

4/24 - 8/19/2023

4/14/2023

2023夏季1

4/24 - 6/13/2023

4/14/2023

2023夏季2

4/24 - 8/4/2023

4/14/2023

2023夏季3

6/15 - 8/19/2023

6/5/2023

如果学生经历了收入的减少, 转职, or increase in expenses that directly affect the student’s or family’s income and ability to pay for education, 请 contact our office today to discuss options for qualifying for more Chatham, 联邦和/或州通过一个 环境变化 申请.

Dependency override requires written evidence of why the student can't submit a parent's financial information. The Office of Financial 援助 uses professional judgement authority on a case-by-case basis.

联系财政援助412-365-2781或 financialaid@promathsolver.com.

本科 borrowed a total of $27,000 in Direct Stafford loans with an average rate of 3.9%的利息. Student lives in Pennsylvania with a starting salary of $35,000 and a 5% projected growth rate.

了解更多关于联邦政府偿还的信息 http://studentaid.gov/loan-simulator.

标准的还款

毕业后还款

收入驱动还款计划

每月的付款

$272

支付总额

$32,650

付清日期

2033年3月

宽恕数量

$0

计划类型

传统还款计划

贷款期限

10年

 

每月的付款

$152-$456

支付总额

$34,046

付清日期

2033年3月

宽恕数量

$0

计划类型

传统还款计划

贷款期限

10年

 

每月的付款

$122-$272

支付总额

$37,302

付清日期

2038年3月

宽恕数量

$0

计划类型

收入驱动还款计划

贷款期限

25年

 

The sample loan repayment is for informational purposes only and should not be considered financial advice. You are encouraged to review all available options and make decisions about borrowing and repayment that align with your individual goals.  

The United States Department of Education requires that the university determine the amount of Federal Title IV aid earned by a student who withdrawals or fails to complete the period of enrollment. The university must determine the earned and unearned portions of Title IV aid as of the date the student ceased attendance based on the amount of time the student has spent in attendance. Unless the student meets certain exemptions listed in the below policy, 在入学期间超过60%, a pro rata schedule is used to determine the amount of Title IV funds the student has earned at the time of withdrawal. After the 60% point in the period of enrollment a student has earned 100% of the Title IV funds they were scheduled to receive. For a student who withdraws after the 60% point-in time, there are no unearned funds.

第IV章资金归还政策(pdf)

Grant eligible students and all other Title IV recipients are eligible to "charge" their books against their anticipated financial aid as long as they have a valid (non-rejected) FAFSA on file, 是不是在贷款违约,  并且没有被暂停资助. Any charges not covered by financial aid are the responsibility of the student. 
 
代金券主要用于购买书籍/用品. Vouchers may be granted up to a maximum of $500, and are interest-free. 学生可以通过以下方式申请图书凭证表格 给学生帐户发邮件. Book charging is allowed two weeks before each semester starts and ends on the conclusion of the drop/add period. 
 
If students choose to opt out of the way Chatham University allows for book charging,  they can purchase books on their own or may pay out of pocket for their books at any time.

A student’s enrollment in a program of study abroad approved for credit by Chatham University may be considered enrollment at Chatham University for purpose of applying for assistance under Title IV of the Higher Education Act (HEA) as amended. For more information about study abroad 请 visit our website 留学奖学金 & 查塔姆代金券|波胆网站.